Monereco Alumni Association
A/c No. - 423934134 (Savings),
Indian Bank, Ashok Marg, Lucknow,
IFSC Code: IDIB000L002
This is an online wallet System of Transerve. First time users of UDIO/SHMART service will need to create an account by typing Name/ Email/ Mobile/ Password and then generate the OTP. Later you can simply login by mobile number and OTP. Please give a mobile number you have physical possession of. A general purpose payment link with an option to give the purpose of payment and amount of your choice is given below
After payment please note the Transaction ID and email it to
Please be patient to learn the procedure. If you are not sure even after 24 hours of payment then you can send SMS to 9936145539 (Er. Sunil Ji Garg). UDIO/SHMART wallet technique is absolutely safe as no transaction is possible without OTP being sent to your mobile. Please do not hesitate to put your debit card number/credit card number etc. as no one else other than you is going to get OTP. The safety of transaction standards are as per RBI guidelines, which means safety standards are as high as being carried for railway bookings or airlines booking.